Financial Terms Definitions Pdf Free
Key Financial Accounting Terms and Definitions
See also Credit Disputes and Forgery and Fraud. You can use it the same way you would use the original check. Also known as variable-rate mortgages. Generally, any credit sale agreement in which the amount advanced, plus any finance charges, is expected to be repaid in full by a specified date.
The interest rate may change over the life of the loan as market conditions change. Net current assets Current Assets less Current Liabilities. The process of moving an outstanding balance from one credit card to another. Items-such as drafts, notes, and acceptances-received for collection and credited to a depositor's account after payment has been received.
Generally, information remains on ChexSystems for five years. The legal proceedings by which the affairs of a bankrupt person are turned over to a trustee or receiver for administration under the bankruptcy laws. Divide this by the number of shares issued. In general, lenders must provide information on.
The loan must be repaid when you die, sell your home, or no longer live there as your principal residence. Quick ratio Same as the Acid Test.
See also Who Regulates My Bank? The percentage of a consumer's monthly gross income that goes toward paying debts. Finance Glossary Terminology.
Current ratio The relationship between current assets and current liabilities, indicating the liquidity of a business, ie its ability to meet its short-term obligations. By the same token, words can obfuscate. Typical bank drafts are negotiable instruments and are similar in many ways to checks. The payment history of an account over a specific period of time, including the number of times the account was past due or over limit. The balance of an account less any hold, uncollected funds, and restrictions against the account.
That word restoration can be fun. The primary benefit of a cashier's check is that the recipient of the check is assured that the funds are available. Cash deposits or checks that have been presented for payment and for which payment has been received.
Financial Terms - Dictionary of Business & Financial Terms - TheStreet
To free a piece of real estate from a mortgage. The bank will freeze the account to preserve the existing funds until legal action can determine the lawful owner. The government entity is responsible for paying the interest on the loan and paying the lender to manage it.
Calculations have been performed for appropriate finance charges, minimum payment due, and new balance. When an exporter agrees to supply a customer in another country, the exporter needs to know that the goods will be paid for. Collateral becomes subject to seizure on default. See also Funds Availability Date.
If you owe money to a person or company, they can obtain a court order directing your bank to take money out of your account to pay off your debt. See also Paying Bank and Funds Availability. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, usually through letters and telephone calls. These funds offer investors the advantages of diversification and professional management.
The period of time and the interest rate arranged between creditor and debtor to repay a loan. An employee of the Comptroller of the Currency whose function is to examine federally chartered financial institutions. The Truth in Lending Act requires disclosure of the finance charge. The funds may be accessed by writing checks against the line of credit or by getting a cash advance. The government entity also is responsible for the loan if the student defaults.
It is often used in conjunction with the Fair Credit Reporting Act. This is usually done to obtain a lower interest rate on the outstanding balance. The people or businesses that need to see the accounting transactions organized into financial statements to make educated decisions such as whether to invest in or loan money to a company.
Log in using your account on. See also Credit Life Insurance. Are you sure you want to change your settings? See also Escrow and Escrow Account Balance. Regular money managers get a percentage of the assets.
Definitions, terminology and abbreviations relating to finance. To be sure, there are as many definitions as there are funds.
Financial Terms and Ratios
Financial Analysis Free Cash Flow vs. The glossary above attempts to cover the main terms used in business.
It's based on common usage as practiced by financial professionals and was compiled over more than a decade by editors of The Street. An extension of credit from a financial institution that is guaranteed by a Federal or State government entity to assist with tuition and other educational expenses.
While a letter of credit essentially guarantees payment to the exporter, a letter of guarantee provides safeguard that other aspects of the supplier's or customer's obligations will be met. The value of all resources available to the company, typically comprising share capital, retained profits and reserves, long-term loans and deferred taxation.
Key Financial Accounting Terms and Definitions. The better you grasp the meaning of financial terms, the better you can communicate and the more transparent becomes the vast, sekrety mistrza fotografii cyfrowej pdf exciting and potentially profitable world of money.
- Organic chemistry basic concepts pdf
- Accordi per ukulele pdf
- The complete book of scales chords arpeggios and cadences pdf download
- Revistas de arquitectura pdf descargar gratis download
- Rhinoceros success pdf
- Sprzedana sophie hayes pdf
- Learn to swim pdf download
- Beatriz y los cuerpos celestes pdf download
- Economie montaire pdf
- Ch7026 pdf
- Tom hopkins el arte de vender cualquier cosa pdf
- A betrayal in winter pdf download
- Pharmacovigilance guidelines pdf download
- Parker tube fitting catalog pdf download
- It books in pdf for free download
- Urban life readings in the anthropology of the city pdf download